Sell life insurance
The fact that only one fifth of all completed life insurance will be paid out shows that were not part of the insurance needs of clients during such an insurance contract or given enough attention to it more and more customers realize that a life insurance policy is not suitable as an investment. Again and again terminate their life insurance policy holder to invest the same monthly savings performance in other forms of investment.
The termination of a life insurance is the worst way, which you can choose, for such a hasty dismissal brings only one thing: the insurance of which you get back for early termination usually not even the payments into your life. The much better and more profitable way for you is to sell your life insurance. The sale of life insurance has to termination following major benefits:
• Higher Payout:
You get paid a lot more money if you sell your life insurance than if you cancel.
• receiving the death protection:
Announce your life, then the insurance contract expires and thus the event of death.
In a sale of life insurance policyholders, however, uses another on the contract, the insured person remains in most cases is the same, it remains that the death coverage persist.
• You do not pay taxes:
At the termination of a life insurance within the first 12 years after the contract up to the date of termination accrued interest income is income tax. This means you must show that this income in your tax return and pay out capital gains tax and solidarity surcharge.
In a sale of life insurance, however, the contract will continue even with another person. In this case, no taxation, instead of the accumulated interest income and the sale must not be declared in tax returns.
So you see, when you sell your life insurance rather than cancel them, you save money twice: once you get more money for the sale and secondly, you have to pay no taxes on interest earned.
The sale of life insurance is a result of smarter and more elegant way to exit from such a contract
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Life insurance and pension
Would you have provided accurate and complete play with the idea of a life insurance? A life insurance should exactly match your needs, so it is important that you inform yourself and not only accept the best offer
A life is not like life insurance. Choose e.g. whether a life is created or secured in normal funds
Decide whether you take out insurance to safeguard your own future or that of your loved ones. Among the most widespread insurance include life insurance, variable life insurance, disability insurance and child disability allowance.
Benefits and obligations
A life insurance not only safeguards your family from a death, but is also very good as a savings option. If during the life of the entire contract period regularly paid all the posts, you will benefit from high returns and income payments.
Lebenversicherung.ch offer
Refer to the guide field in detail on the topic of life insurance and the opportunities for hedging the family or for the private capital formation. Some interesting topics:
What is a life insurance?
Forms of life insurance
Indirect amortization of a mortgage
In addition to the information and history to the emergence of life insurance you can ask for the largest insurance company a quote. For which you supply will ultimately decide, make your own
Ask now, an offer or seek advice from an expert in life insurance.
